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Top Causes of Property Damage and How to Prevent Them
By understanding the most common causes of property damage, you can take preventive measures to protect your property and reduce the risk...
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Understanding Your Insurance Policy: What’s Covered and What’s Not?
Insurance policies can be tricky. There’s a lot of fine print, and it’s difficult to understand all the clauses and inclusions/exclusions.
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What to Expect During an Insurance Adjuster’s Inspection
If you’ve experienced property damage, the insurance adjuster's inspection is one of the most nerve-wracking steps in the insurance claim...
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A Day in the Life of an Insurance Adjuster: Behind the Scenes
Have you ever wondered what an insurance adjuster does behind the scenes? Each day is filled with unique challenges and opportunities to ...
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How Public Adjusters Maximize Your Insurance Claim Payout
When property damage disrupts your life or business, navigating the insurance claims process can be daunting. This is where a public adju...
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How to Recover Your Building From Property Damage
When disaster strikes, the aftermath can feel like a whirlwind of chaos. Once a beacon of safety, your building is now marred by property...
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Flood vs. Backup Claims
When water damage strikes your property, it’s easy to feel frustrated and confused—what type of insurance covers the mess? Understanding ...
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Why Is Extra Expense Coverage So Important?
When disaster strikes—a fire, storm, or unexpected property damage—businesses must worry about more than just the physical loss. Beyond t...
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What’s Covered Under the National Flood Insurance Program?
Protecting your home or business from flood damage is crucial, but what does flood insurance cover? Knowing the specifics can make all th...
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What Is Insurable Interest?
Imagine discovering that not all heroes wear capes; some are embedded in the fine print of your insurance policy.
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Why Are Protective Safeguards Important in Insurance?
Have you ever considered what stands between common risks and your business continuity? It’s about having the right kind of protection be...
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Common Insurance Pitfalls in New York and How to Avoid Them
New Yorkers are known for being savvy, but even the sharpest can stumble into insurance pitfalls. It's not always about having the coverage.
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Demystifying Business Interruption Insurance in New York: Ensuring Proper Coverage
Your business is running smoothly—the customers are happy, the sales are steady, and everything is on track. But suddenly, out of...
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The Importance of Documentation in New York Insurance Claims
Ever faced the aftermath of property damage and felt overwhelmed by the insurance recovery process? Documentation is the cornerstone of...
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At What Point Can Policyholders Request an Appraisal?
Have you ever found yourself in a disagreement with your insurance company over the value of a claim? Carefully understanding when you ca...
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Reasons to Not Accept an Insurance Company’s First Offer
When faced with property damage, whether from a natural disaster or another unforeseen event, the immediate next step is often to file in...
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Why Contractors Cannot Legally Negotiate Insurance Claims
Navigating the complexities of insurance claims can be daunting when property damages occur. Homeowners and businesses often seek the exp...
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Everything You Need to Know About Underpaid Claims
Commercial insurance claims are complex and daunting, especially in cases where insurance adjusters try their best to limit the compensat...
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What is an Insurance Commissioner?
Have you ever had to deal with insurance? It can be pretty confusing. Luckily, there's someone who helps keep things fair. This person is...
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How to Prepare a Complaint Against an Insurance Company
Has your insurance company denied your claim, offered a lowball settlement, or simply left you feeling frustrated and unheard?
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